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Investor Alert: New TRAI SMS Header Rules 📢 Important Investor Alert: New TRAI SMS Header Rules – How to Spot Real vs Scam Messages Starting May 6, 2025 , a new regulation by the Telecom Regulatory Authority of India (TRAI) has come into effect to improve the way SMS messages are classified and delivered across India. This change is designed to make SMS communication more transparent and secure, helping people easily identify genuine messages and avoid potential scams . 🆕 What’s the New Rule? As per the new TRAI guidelines, all business-related SMS messages must now carry a specific suffix in the sender’s name (also called SMS header) that shows the type of message being sent: Suffix Message Type Examples -P Promotional Offers, ads, sales messages -S Service Account updates, reminders, information ...

🖼️ Step-by-Step with Visual Guide ✅ Step 1: Visit the IEPF Portal 🔗 Website: https://www.iepfa.gov.in/login 📷  You will see the login window. If you're a new user, go to the "For New User" tab to register. ✅ Step 2: Login or Register 👤 For Existing Users Enter your details ➝ Click Send OTP ➝ Enter OTP ➝ Click Login 📷 Refer Image 4 👤 For New Users Click "For New User" ➝ Fill your information ➝ Register & Login ✅ Step 3: Go to “Search” Section After login, click on the Search menu on the left side. Search by PAN Search by Basic Information Search by Company Name & Demat/Folio Number ✅ Step 4: Choose a Search Method Use any one of the following: 🔵 A. Search by PAN ➡ Enter your PAN ➝ Click Search 📷  🟠 B. Search by Basic Information ➡ Enter: First Name (Mandatory) Middle / Last Name (optional) Select up to 4 States or 4 Districts 📷  🟣 C. Search by Company Name and Demat/Folio Number ➡ Select Com...

 📝 Deletion of Names of Deceased Unit Holders (2nd and/or 3rd Holder) In case of the death of the 2nd and/or 3rd holder(s), the surviving holder(s) must submit the following documents to request deletion of the deceased name(s): 1️⃣ Request Form (Form T1) 📄 A duly filled Form T1 from the surviving unitholder(s), requesting deletion of the name(s) of the deceased 2nd and/or 3rd holder. 2️⃣ Death Certificate ⚰️ Submit either: Original death certificate , or Self-attested photocopy AND notarized/gazetted officer attested copy (in original) 💡 Note: If there's a change in the bank mandate, attach: A fresh bank mandate form A cancelled cheque of the new bank account 3️⃣ Fresh Nomination Form 👪 Submit a new nomination form or Nomination Opt-out form if: No nomination exists currently, or You wish to update/change the nomination. 4️⃣ KYC Compliance 🆔 Provide KYC Acknowledgment or submit a new KYC Form of the surviving unitholder(s), if not ...

  💡 Why Let Your Money Sleep in a Current Account… When It Can Work Overnight? 🟢 Big Update You Shouldn’t Miss: From June 1, 2025 , SEBI has extended the cut-off timing for redemption in overnight funds if placed online . You can now redeem till 7:00 PM , instead of 3:00 PM. This is a game-changer for corporates, HNIs, and even smart retail investors!  Reasons Why Overnight Funds Deserve a Spot in Your Portfolio: ✅ New Extended Redemption Timing = More Flexibility Place online redemption orders till 7 PM and receive proceeds by the next business morning . Perfect for managing end-of-day liquidity. 💸 Better Than Current Account Parking Why let funds lie idle in your current account earning negligible interest? Overnight funds offer reasonable returns with near-zero risk . 🕰️ 1-Day Investment Horizon Whether for a night or a few days — this fund is designed for ultra-short-term goals . 🧘 Zero Exit Load & High Liquidity In and out with zero penalti...

I would like to share important information regarding the transfer of mutual fund units held in a Statement of Account (SoA) format. Please go through the following point-wise guidelines to ensure a smooth and compliant transfer process. 🛠️ Implementation Alert: Transfer of Units – Phase II is effective from 19 May 2025 . (Phase I was implemented on 14 Nov 2024). ✅ Who is Eligible? Only individual investors (Resident Indian / NRI) are eligible to transfer units. Minors are not allowed to participate in unit transfers. 🧾 KYC Compliance All holders in both Transferor and Transferee folios must be KYC Validated (KYC Code 07). 🚫 Schemes Not Eligible for Transfer ETFs and Solution-Oriented Schemes like: Children’s Schemes Retirement Schemes are excluded from transfers . 🧍‍♂️ Holder Addition/Deletion Rule Addition or removal of holders is only allowed when the First Holder remains unchanged in both source and target folios. 🌐 Online-Only Process T...