FINguide Buddy

  📊 Silver/Oil Ratio Reaches Historic Levels As of December 2025 , the Silver/Oil ratio has reached 1.02 , the highest in history . For context: Historical Average (55 years): 0.33 Previous Record: 0.56 (2020 COVID period) All-Time Low: 0.15 (2005) This ratio reflects how many barrels of oil can be bought with one ounce of silver . A higher ratio may indicate that silver is outperforming oil relative to historical norms. Key Historical Events Impacting the Ratio: 1973: Arab Oil Embargo 1980: Hunt Brothers Silver Peak 1998: Asian Financial Crisis 2020: COVID-19 Market Crash 2022: Ukraine War The current high suggests a significant divergence from the historical average, which can be a signal for investors to reassess commodity strategies . Source: Jack Prandelli, X-Handle (as of 16th December 2025)

Introduction : Transferring mutual fund units held in Statement of Account (SOA) / Non-Demat mode is now possible through a fully online and regulated process introduced by SEBI and implemented by AMCs and RTAs. This facility allows investors to add or remove joint holders, gift mutual fund units, transfer units to siblings or third parties, and move units to legal heirs , subject to specific rules and eligibility conditions. To help investors clearly understand when, how, and under what conditions mutual fund units can be transferred , we have compiled this comprehensive FAQ guide . The questions below are written in simple language , based on actual investor queries searched on Google , and cover eligibility, platforms, tax impact, stamp duty, KYC, NRI rules, timelines, restrictions, and compliance requirements for transferring mutual fund units in SOA mode. 1. When can mutual fund units be transferred in SOA (non-demat) mode? Mutual fund units held in Statement of Account (SOA...